St. Valentine’s Day Fiasco

By Admin on 29-01-2010

It was fortunate that Ed Nolan and his family had purchased a health insurance plan dealing with emergencies from a California Health Insurance agent, or else an ill-fated seafood feast could have had even worse consequences.

[ How to cook your own Fish & Chips ]

It was St.

Read more…

Aetna Foundation Contribution May Signal a Change in the Approach to Obesity for Insurers

By Admin on 26-01-2010

Tagged Under : Aetna Foundation, Foundation

In January 2010, the Aetna Foundation announced its plans for community grants for the year 2010 and beyond. Grants from the Aetna Foundation will now be focused on three issues, with a priority given to the rising incidence of obesity in the US.

Aetna and the Aetna Foundation give millions of dollars in grants every year, but the 2010 announcement is of particular interest because it may signal a change of direction for the health insurance industry with regard to obesity.

The Health Insurance Industry and Obesity

The health insurance industry’s interest in obesity is hardly surprising–the financial stakes are huge. Acc

Read more…

Acupuncture helps taxman relax

By Admin on 22-01-2010

Max Decimale, a certified public accountant, had California Health Insurance agent Matt Lockard to thank for suggesting monthly visits to an acupuncturist as a prudent use of his coverage, in order to relieve stress.

Read more…

Seven Ways to Avoid a Health Insurance Recission

By Admin on 21-01-2010

Tagged Under : Health Insurance, Insurance

Health insurance rescission has been heavily politicized in the ongoing health care reform debate. Rescission is the term used when an insurance company issues a policy, and then later finds out that the applicant was not eligible for coverage. The insurance company then returns the premiums paid and voids the health insurance contract.

There are typically two different causes for insurance rescission:

  1. Fraud or intentional misstatement
  2. Unintentional material misstatement

Rescission may occur in any type of insurance policy including health, life, auto, and homeowners policies.

Rescission and the Health Care Reform Debate

Current insurance laws restrict recession to the first two years of a new policy.

Read more…

Newborn Coverage on California Group Insurance

By Admin on 18-01-2010

Tagged Under : Group Insurance, Insurance

There has been a change that affects how long a newborn can stay covered under the parent’s group insurance. In the past, a newborn was covered for the first 30 days but only until the end of the month. So, a baby born on the 28th is covered for only 2-3 days, until the 30th or 31st of that month.

Effective 1/1/2010, newborns will be covered for the first 30 days, without the end of the month rule. So, a baby born on January 28th will remain covered until February 28th.

Coverage will be free the first 30 days, but if they enroll the baby with Kaiser, coverage will be backdated to the first of the month. This means they’ll pay for the coverage- just like they would have done before the rule changed. Thi

Read more…

Go fish, cast wild

By Admin on 17-01-2010

When six old friends headed to a trout stream near Yosemite, Pete had no idea that he’d be hooked instead of a trout. But because of a timely prior visit to a California Health Insurance agent, the point of this painful fishing yarn turned out to be the one that got away. 

Fishing Accident!!

Read more…

Agent helps Ventura family cope with kaleidoscope ordeal

By Admin on 14-01-2010

Tagged Under : Cope, Cope Kaleidoscope

When California Health Insurance agent Matt Lockard sold two individual child plans to a family in Ventura, he never would have guessed how a kaleidoscope could be the root of all evil. 

The Coakleys were refugees from Malibu Beach.

Read more…