February Is National Wise Health Consumer Month

By Lilly Syme on 19-02-2012

Tagged Under : Health, Health Consumer

Buying health insurance can be a tedious task for those who arent familiar with various health plan or coverage. This is why the American Institute for Preventive Medicine has designated February as National Wise Health Consumer Montha time to educate people about how to make important health care decisions.

If you are preparing to purchase your own coverage, or just want to learn more, now is the time to jump on board and get educated!

What is National Wise Health Consumer Month?

National Wise Health Consumer Month was established by the American Institute for Preventive Medicine in an effort to give more visibility to the importance of taking care of your own medical needs.

Employers typically use this month to teach workers the basics of being wise health consumers by encouraging better health practices, but individual insurance seekers can benefit from this knowledge as well.

The AIPM stresses the importance of self-care during this month.

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New TV show focuses on female lorry drivers

By Brayden Daley on 15-02-2012

Tagged Under : Female Lorry, Lorry

Good news for those women who’ve always wanted to be a trucker because a group of determined women are aiming to make it big in the previously male-dominated profession of lorry driving.

Orion TV, a small television company based in Northumberland, has put together a show focusing on the lives of those two percent of women who work as .

The snappily titled ‘Mothertruckers’ follows the lives of three females as they drive their 44 tonne lorries whilst keeping femininity and family values intact.

Lucy Stubbs, one of the drivers featured, hoped that this documentary will show the profession in a whole new light.

“We’re hoping with us being on the telly it will encourage more women into the industry because there are only two percent of us out of the half a million truckers out there.

“We also wanted to highlight the issues for women truck drivers like the lack of facilities and the fact that some men can be funny about it.”

Mothertruckers airs on Channel 4, Thursdays at 10pm and will hopefully show that women are still better drivers, whatever the vehicle.

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‘Death Master’ disaster is no benefit to life insurance beneficiaries

By Lilly Syme on 14-02-2012

Tagged Under : Insurance, Life Insurance

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State insurance regulators are touting the $17 million settlement they negotiated with Prudential in January as “an important step” in getting life insurers to cough up the estimated $1 billion they owe to life insurance beneficiaries. It’s a step, all right, but in the wrong direction.

This settlement gives the states which sign on – seven so far, including California – a small amount of money, but even that pittance will ultimately be divided by at least 20 states, the number which need to sign on for the deal to be approved. And s

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Protestants Join Catholic Church to Fight New Health Insurance Rules

By Brayden Daley on 07-02-2012

Tagged Under : Health, New Health

Until two weeks ago, the U.S. Supreme Court’s upcoming hearings to consider the constitutionality of all or part of the Obama Administration’s Affordable Care Act was the hottest item with health care reform. Today, the Catholic Church’s decision to do battle with the administration over mandatory contraceptive funding has overshadowed all else regarding the new law.

On January 20, Health and Human Services Secretary Kathleen Sebilius issued a final ruling on what she called “preventive services for women including contraceptive services.” In the statement, she announced that in the spirit of the Affordable Care Act, the ruling “will ensure that women with health insurance coverage will have access to the full range of the Institute of Medicine’s recommended preventive services, including all FDA-approved forms of contraception. Women will

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Disability Insurance Companies – How do I Choose the Right One?

By Zane Backhouse on 31-01-2012

Tagged Under : Disability Insurance, Insurance

Youve been meaning to look into disability insurance for quite a while and now you are finally going to do it.  You start your search and see that there are several very good disability insurance companies that offer high-quality individual policies. How do you choose the right company for you?

The first thing you might want to do is find a broker (such as those that run this website) who represents several disability insurance companies and ask for quotes from each company and a side by side comparison of benefits so you can easily compare the benefits and premiums of each policy.  The major players in the high-quality individual disability insurance market are Guardian (Berkshire), Mass Mutual, MetLife, Principal, Standard and Union Central.  A broker specializing in disability insurance should be able to get you quotes from these companies.

Make sure the broker gives you the financial ratings (A.M. Be

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Life insurance activity showed marked resilience in 2011

By Lilly Syme on 28-01-2012

Tagged Under : Life Insurance, Marked

The life insurance application activity for last year finished slightly above the 2010 level, spurred in part by 5.8% year-over-year growth in December.

The 0.2% annual growth marked the first year of growth in three years, according to the MIB Life Index, whose researchers said in a statement that the results for the year show “marked resilience.”

In 2010, individually underwritten life insurance application activity fell 1.2%, while in 2009, the year-end results were down 0.2%.

Last years application activity by quarter showed losses improving slightly in the first three quarters, but boosted significantly with the 2.5% gain in the fourth quarter.

The Index has lost more than 4% since 2007 but the pace of decline has lessened, 2011 is slightly positive and a strong fourth quarter is cause for optimism as we look toward 2012, states Lee Oliphant, MIBs chief executive officer, in a statement. We b

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How Will the Supreme Court Make a Difference in Health Reform?

By Lilly Syme on 17-01-2012

Tagged Under : Reform

After months of court rulings around the country, President Barack Obama and dozens of state officials have managed to move the debate over the constitutionality of health care reform to the U.S. Supreme Court. Exactly what would a decision from the court mean in this health reform debate? How could the justices impact the future of health care?

History of Legal Challenges for Health Reform Law

The Patient Protection and Affordable Care Act, also known as the health care reform law, has been the focus of a number of debates since it was signed into law by President Barack Obama in March, 2010.

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