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Nine out of ten Britons using social media at least once a week have been asked to connect online with someone they have never met, and over half have accepted these requests, according to Legal General’s latest CyberSafety report.

Nearly two thirds of those who have connected with people they dont know have done so because they have a friend in common; one-third accepted strangers because they were members of the same group, and one in ten assumed they must know the stranger somehow.

However, the insurer warns that this lax attitude to social networking is putting social media users at risk of increasingly sophisticated cyber crime.

According to LG, burglars are exploiting this trusting attitude and creating networks of fake profiles to engineer a set of mutual friends, to target individuals and their homes. <

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If you were in a car park about to head off to do some shopping or had just returned with bags of sale items and you saw someone kick the back bumper of their car, you might think they were angry about something.

In many cases this assumption might be correct, but not if the car they’re kicking is a Ford Kuga.

Ford has designed this vehicle with a hands-free boot opening system, which operates by kicking a button on the underside of the rear bumper.

This way, motorist with their hands laden with bags of shopping can open the boot without having to set everything down on the tarmac first. < Read more…

In a time of steep cuts in the Pentagon budget for FY2013 the Obama administration is proposing to trim military health care benefits beginning late this year.

The 2013 budget that begins funding the United States government in October, if approved by Congress, calls for a defense budget of $677.7 billion that represents a four percent decrease from 2012. More significantly, the administration wants to save up to $260 billion in defense spending during the next five years and $487 billion over ten years. To accomplish the cuts, the new budget calls for military families and retirees to pay much more for their health care. It includes saving $1.8 billion from the Tricare medical system in the 2013 budget and $12.9 billion by 2017.

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Nearly half of the people who bought individual critical illness insurance policies last year were younger than age 45, according to a new report.

Exactly 49% of men and 46% of women who purchased policies in 2011 were under 45 years old, according to the 2012 Critical Illness Insurance Buyer Study conducted by the American Association for Critical Illness Insurance (AACII) and General Re Life Corp.

Researchers analyzed data from 10 critical illness insurers, which accounted for more than 57,200 purchasers of individual critical illness insurance policies made in 2011.

While the majority of critical illness insurance sales continue to be made in the worksite setting, sales to individuals are increasing as awareness grows, explains Jesse Slome, AACII executive director.

Exactly 18% of male buyers and 17% of female buyers were between the ages of 25 and 34.

Fewer than one in 10 buyers were age 25 or less and just over one in five buyers were age 55 or older.   This year’s study found that buying ages for men and women were more closely aligned compared to last year, said Stephen Rowley, vice president for Gen Re, in a statement.

Critical illness insurance pays a tax-free, lump-sum cash benefit generally upon diagnosis of a covered critical illness such as cancer, heart attack or stroke.

Sold in 54 countries worldwide, the first policies became available in the United States around 1996 and today more than 1 million individuals have such protection in the U.S.

Technology nowadays allows one to do everything on the fly. Some of the most essential services are being offered online without necessitating you to be there in person. Insurance companies are also adopting this trend and one can easily buy their Alabama renters indemnity online.

Due to such upgrades, life has really been made easier since they have eradicated the need for you to personally go and form the long, tiresome and time wasting cues so as to obtain your renters indemnity. Just at the comfort of your home, with a few clicks, you will be able to acquire your tenants insurance without any hassle at all. Read more…

During my visit to local Rite-Aid, I had to walk through aisles of Valentines Day cards and candy to get to the pharmacy counter.  Its been like this for weeks but this time it seemed like they added more aisles of pink and red merchandise.  This got me thinking instead of candy or flowers or a last minute jewelry purchase, how would a wife react to her husband purchasing a life insurance policy for Valentines Day?

Just think about if for a second wouldnt this be a greater act of love than rushing out at the last minute to buy a box of chocolate or flowers that cost 3 times as much as they did the day before?  Okay, I know youre thinking this isnt very romantic or sexy, but lets break down the value of each gift.  Lets say you paid $50 to $100 for those dozen roses.  How long are they going to last a week, maybe two, at best?  Or maybe you spring for that $40 box of Sees candy thats gone in a week.

What if, on Valentines Day, you  handed her a new life insurance policy you took out on her life?  You can even include a handwritten note with it and tell her that, because you love her so much, you wanted to make sure that she (and the children, if any) would be able to continue in the lifestyle you worked so hard to create together, if something should happen to you.

While this is probably the most amazing gift you could give to her, it would probably have a greater effect if you were to include it with the chocolate and flowers and jewelry.  Nothing says I love you more than a box of chocolates, a dozen roses and a life insurance policy!

Happy Valentines Day

Hu Xiaoyi, vice minister of China’s Ministry of Human Resources and Social Security disclosed on February 11 that the nation’s urbanization rate hit 1.27% in 2011, above 50%.

The vice minister continued that by the end of 2011, there were 360 million people participating in social security system and over 100 million senior residents in urban and rural areas got basic pension from the government. Acc

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